Building the financial infrastructure Africa deserves.
Global Trust Holdings is Africa's integrated alternative asset management and financial services group — connecting institutional capital to the real economy needs of individuals, businesses, and communities.
"We are empowering people to live to their full potential through the provision of affordable finance, wealth creation opportunities and information."
Every product we build, every fund we launch, every mortgage we originate, every trust we administer — it all comes back to this. Finance, when it works properly, is the most powerful tool for human advancement ever created.
To be among the top three providers of financial and alternative asset management services in Nigeria and across Africa.
We will get there not by doing what has been done before, but by doing it better — with technology, institutional rigour, and a product range that works for every Nigerian.
We Create. We Structure. We Distribute.
"Most financial institutions choose a lane. GTH owns the entire road."
Our origination runs deep and is proprietary. Through GTMB we originate mortgages. Through GTFL we originate consumer, auto, and construction receivables. Through GTDC we originate real estate assets from raw land.
Through GTCM — our private equity arm — we structure those assets into three institutional funds: TERRA, AMANI, and APOYO. We are a principal on both sides of every transaction. That is the design, not the outcome.
Origination
Mortgages, auto loans, construction finance, real estate equity — created from first principles, not purchased.
Structuring
Three PE funds. Securitisation vehicles. ABS notes. Every asset investor-ready from day one.
Distribution
Nigerian PFAs, DFIs, sovereign wealth funds, and international family offices — reached through GTCM.
Nine letters. Nine commitments. The DNA of Global Trust Holdings.
We publish. We disclose. We explain.
Finance built on opacity fails. We publish NAV, disclose every fee, and report performance honestly — including underperformance.
Every person. Every interaction. Without exception.
The civil servant applying for her first mortgage deserves the same quality of service as the pension fund CIO committing ₦5 billion.
You own it completely. The win and the loss.
Ownership means you do not wait to be told. You do not deflect when something goes wrong. You do not celebrate the win without accepting the loss.
Time is the resource that cannot be recovered.
In a mortgage bank, a slow credit decision costs the borrower a home. In a fund manager, a late NAV costs an investor the ability to act.
Is this product genuinely good for the person buying it?
Being customer-centric means asking the question most financial institutions avoid: is this product genuinely good for the person buying it?
We do what we say. Always.
We hold ourselves to the highest ethical standards — not because the regulator requires it, but because we chose to build an institution people can trust without reservation.
The group's output exceeds the sum of its parts.
GTH is an ecosystem. No single subsidiary succeeds in isolation. The group only works when people collaborate with generosity and measure success at group level.
The threshold below which we do not operate.
We do not benchmark against the median — we benchmark against the best. Grade-A quality is not a target; it is a threshold.
The value that protects everything else.
At GTDC, zero tolerance for site safety violations. At GTFL, responsible lending. At GTMB, KYC and AML rigour. Safety First is everyone's responsibility.
Four businesses.
One architecture.
An integrated ecosystem in which capital, clients, and assets flow between entities — creating value that no single business could generate alone. The architecture is deliberate. The integration is the product.
A GTH mortgage creates an asset that GTCM securitises into an institutional fund, financed by GTFL's capital markets instruments, built on land developed by GTDC.
The integration is the product.
Explore the groupPartnering with institutions
that share our time horizon.
We are building a 20-year institution. We are looking for capital partners who understand what that means — and what it demands.
TERRA Real Estate Fund
LP interest in GTCM's flagship real estate PE fund. Seed pipeline from GTDC. Target $2B AUM. Nigerian PFAs, DFIs, insurance companies.
AMANI Infrastructure Fund
Infrastructure PPP across power, transport, water, digital. Long-duration. DFI co-investment eligible. IFC Performance Standards.
APOYO Private Credit Fund
Direct lending to Nigerian and West African corporates. Quarterly income distribution. Target $1B. Equator Principles aligned.
GTMB Commercial Paper
Short-term CBN-compliant notes backed by GTMB's mortgage book. NHF-eligible for PFAs. Competitive Naira yield.
ABS Programme
Senior and mezzanine notes in DRIVE auto receivables, ACQUIRE auto loans, and GTMB mortgage pools. Rated issuance target Year 3.
Project Co-Investment
Direct co-investment in specific GTDC development projects at project-level equity terms. Minimum ₦500M per co-investment.
Africa Alternative Assets & Infrastructure Roundtable
A Chatham House-style, invitation-only quarterly forum for pension fund executives, DFI principals, sovereign wealth managers, and infrastructure investors. 40 participants maximum. No stages. No slides. No panels. Just the people who move Africa's institutional capital, in the same room, talking honestly about what works and what does not.
Confirmed anchor speakers — Session 1
- DKDahlia KhalifaIFC
- OOOmolola OloworaranPenCom
- DADr. Abdul KamaraAfDB
- BBBolaji BalogunChapel Hill Denham
- OOOlumide OyetanStanbic IBTC Pension
Thinking out loud about
Africa's financial future.
Why Africa needs its own Chatham House
The institutions that allocate the most capital to African infrastructure have historically had no forum in which to speak candidly. The AAAIR was built to give them that forum.
Private credit in Nigeria — structuring, pricing, and real institutional appetite
Global private credit AUM has reached $1.7 trillion. Nigerian commercial banks have retreated from mid-market corporate lending. The SEC's 2025 Rules and PenCom's revised investment regulation have, for the first time, opened a credible pathway for institutional private credit deployment in Nigeria.
Capital that builds communities,
not just returns.
Every mortgage is a family owning a home. Every vehicle loan is a driver building equity. Every development is a neighbourhood transformed. We do not separate financial returns from social returns.
Our ESG frameworkFinancial Inclusion
Every GTH product is designed for the Nigerian that conventional banking has always excluded — no payslip required, no branch visit, no collateral beyond the asset itself.
Community Investment
Minimum 30% local labour content per GTDC project. Community infrastructure contribution. Post-development community fund from project proceeds. Published before construction begins.
Governance Excellence
Independent boards across all regulated entities. Monthly CBN returns. Annual consolidated audit. TCFD-aligned ESG reporting.
Green Building Standard
All GTDC developments designed to EDGE certification. Operational carbon tracking across all GTH offices. Green Bond framework in development.
Ready to build something that lasts?
Whether you are a retail investor, an institutional LP, a capital partner, or a professional seeking a mission — there is a GTH business built for you.